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![Cover for David B Humphrey · The U.S. Payment System: Efficiency, Risk and the Role of the Federal Reserve: Proceedings of a Symposium on the U.S. Payment System sponsored by the Federal Reserve Bank of Richmond (Paperback Book) [Softcover reprint of the original 1st ed. 1990 edition] (2012)](https://imusic.b-cdn.net/images/item/original/333/9789401076333.jpg?david-b-humphrey-2012-the-u-s-payment-system-efficiency-risk-and-the-role-of-the-federal-reserve-proceedings-of-a-symposium-on-the-u-s-payment-system-sponsored-by-the-federal-reserve-bank-of-richmond-paperback-book&class=scaled&v=1608673319)