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![Cover for Philip Ernstberger · Crisis, Debt, and Default: The Effects of Time Preference, Information, and Coordination (Paperback Book) [1st ed. 2016 edition] (2016)](https://imusic.b-cdn.net/images/item/original/309/9783658132309.jpg?philip-ernstberger-2016-crisis-debt-and-default-the-effects-of-time-preference-information-and-coordination-paperback-book&class=scaled&v=1606887102)