Dan Keppel Mba

Lawsuit Insurance: Do You Need It? Save 62% with the Right Policy Dan Keppel Mba

Your family and assets need protection from lawsuits. A jury award could take your assets and future income. A frivolous lawsuit could cost you $100,000 to defend. A $1 million "umbrella" costs as little as $210. Are you really protecting your family and assets well? If you own anything--even your job's income--you could lose it and spend a fortune defending yourself even if the accident is the fault of someone else. Why? There is a trend in this society to sue. If you are active in the community, have a teen or dog, own a pool or business or look like you have "deep pockets," you will be named in a legal proceeding. "Umbrella" or excess liability kicks in above your auto and homeowner's to pay for your defense and any settlement. This coverage is often overlooked because the broker's commission is low. Large judgments are rare but can wipe you out. Auto insurers usually offer the best rate but you must shop around. The same benefits can cost you $210 or $556. I show you which contract to buy. Usually, you must buy the higher liability limits in your auto and homeowner's contracts before the insurer will provide the excess coverage. You can protect all your assets and future earnings at little extra cost by self-insuring smaller risks. In the 21st century, you can purchase all your financial needs at a substantial discount, some to 300%. I will show you how to buy value--quality at the right price. Avoid commissions and fees. Build your own wealth; not that of your insurer. You may be paying more premium than you need to. You may be paying for things in your policies you don't even need. You are probably using companies that are in business to serve their agents and their stockholders more than to serve you. Pay less for your insurance needs by using a tax-FREE account to pay for small losses, if they occur.  Build your Reserves; not those of your insurers.