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Unfair or Deceptive Acts or Practices (Us Office of Thrift Supervision Regulation) (Ots) (2018 Edition) The Law Library

The Law Library presents the complete text of the Unfair or Deceptive Acts or Practices (US Office of Thrift Supervision Regulation) (OTS) (2018 Edition).

Updated as of May 29, 2018



The Board, OTS, and NCUA (collectively, the Agencies) are exercising their authority under section 5(a) of the Federal Trade Commission Act to prohibit unfair or deceptive acts or practices. The final rule prohibits institutions from engaging in certain acts or practices in connection with consumer credit card accounts. The final rule relates to other Board rules under the Truth in Lending Act, which are published elsewhere in today's Federal Register. Because the Board has proposed new rules regarding overdraft services for deposit accounts under the Electronic Fund Transfer Act elsewhere in today's Federal Register, the Agencies are not taking action on overdraft services at this time. A secondary basis for OTS's rule is the Home Owners' Loan Act.



This ebook contains:

- The complete text of the Unfair or Deceptive Acts or Practices (US Office of Thrift Supervision Regulation) (OTS) (2018 Edition)

- A dynamic table of content linking to each section

- A table of contents in introduction presenting a general overview of the structure